On The Floor with Wayne and Rob

Markups vs. Margins - Part 2

Episode Summary

Wayne and Rob continue their conversation about markups vs. margins. Follow Bona US Professional online: Website: https://www1.bona.com/en-us/professional/ Subscribe on YouTube: https://www.youtube.com/BonaProfessional Facebook: https://www.facebook.com/bonauspro/ Instagram: https://www.instagram.com/bonapro.us/

Episode Transcription

1

00:00:11,778 --> 00:00:12,078

Hello.

 

2

00:00:12,078 --> 00:00:12,712

Welcome to another

 

3

00:00:12,712 --> 00:00:14,280

episode of On the Floor with Wayne Rob.

 

4

00:00:14,280 --> 00:00:15,382

I'm Wayne Highlander with Bonnie.

 

5

00:00:15,382 --> 00:00:18,385

Adhesives.

 

6

00:00:20,053 --> 00:00:21,621

All right, Rob, this is going to be part

 

7

00:00:21,621 --> 00:00:22,856

two of our podcast.

 

8

00:00:22,856 --> 00:00:24,057

We started last week

 

9

00:00:24,057 --> 00:00:26,159

with, markup versus margin.

 

10

00:00:26,159 --> 00:00:27,260

It went long.

 

11

00:00:27,260 --> 00:00:28,028

And,

 

12

00:00:28,028 --> 00:00:28,728

so we'll just go ahead

 

13

00:00:28,728 --> 00:00:31,731

and continue the conversation.

 

14

00:00:50,250 --> 00:00:53,253

You didn't you.

 

15

00:01:15,775 --> 00:01:18,778

Okay.

 

16

00:01:39,732 --> 00:01:42,735

Wow.

 

17

00:01:52,278 --> 00:01:52,812

Yep.

 

18

00:01:52,812 --> 00:01:55,281

Yep.

 

19

00:01:55,281 --> 00:01:58,284

Yep.

 

20

00:02:37,090 --> 00:02:40,093

Yeah.

 

21

00:02:42,996 --> 00:02:44,998

So if you see

 

22

00:02:44,998 --> 00:02:47,000

if you go to high end restaurant,

 

23

00:02:47,000 --> 00:02:48,535

they want you to order appetizers.

 

24

00:02:48,535 --> 00:02:50,170

They want you to order drinks.

 

25

00:02:50,170 --> 00:02:52,105

They want you order dessert.

 

26

00:02:52,105 --> 00:02:53,006

Right.

 

27

00:02:53,006 --> 00:02:54,674

I mean there's a reason why business

 

28

00:02:54,674 --> 00:02:55,341

we can learn from

 

29

00:02:55,341 --> 00:02:56,643

a lot of different other businesses

 

30

00:02:56,643 --> 00:02:57,610

and what have you.

 

31

00:02:57,610 --> 00:02:58,311

And I think

 

32

00:02:58,311 --> 00:03:01,314

by taking all this into account,

 

33

00:03:01,714 --> 00:03:02,682

you know,

 

34

00:03:02,682 --> 00:03:04,217

charging your worth

 

35

00:03:04,217 --> 00:03:05,285

and charging what you need to do

 

36

00:03:05,285 --> 00:03:05,785

and whatever,

 

37

00:03:05,785 --> 00:03:08,454

and try to upsell when you can and,

 

38

00:03:08,454 --> 00:03:09,722

and streamline some things.

 

39

00:03:09,722 --> 00:03:11,257

Maybe you can take a business

 

40

00:03:11,257 --> 00:03:11,691

that was like,

 

41

00:03:11,691 --> 00:03:12,892

okay, it's been a tough

 

42

00:03:12,892 --> 00:03:14,093

year, blah, blah, blah,

 

43

00:03:14,093 --> 00:03:14,694

or man,

 

44

00:03:14,694 --> 00:03:16,996

look at the small changes we made.

 

45

00:03:16,996 --> 00:03:19,065

And in the very least you have to know.

 

46

00:03:19,065 --> 00:03:20,133

And this is, I think, what

 

47

00:03:20,133 --> 00:03:21,234

like I said, we all do this.

 

48

00:03:21,234 --> 00:03:23,203

We all want to get bigger, hire more guys

 

49

00:03:23,203 --> 00:03:24,604

and get you know,

 

50

00:03:24,604 --> 00:03:27,073

more jobs and bigger jobs come in.

 

51

00:03:27,073 --> 00:03:27,874

And one thing

 

52

00:03:27,874 --> 00:03:29,042

this guy will say in his book

 

53

00:03:29,042 --> 00:03:29,943

and that I've learned

 

54

00:03:29,943 --> 00:03:31,444

and I've had I've talked to my wife

 

55

00:03:31,444 --> 00:03:33,046

after I read this book, is

 

56

00:03:33,046 --> 00:03:34,714

sometimes you have to fire your clients.

 

57

00:03:35,748 --> 00:03:36,616

And we had to

 

58

00:03:36,616 --> 00:03:39,052

fire one of our biggest customers

 

59

00:03:39,052 --> 00:03:40,853

they owned. I mean, they got us started.

 

60

00:03:40,853 --> 00:03:42,255

They put us on the map.

 

61

00:03:42,255 --> 00:03:43,656

The I started

 

62

00:03:43,656 --> 00:03:45,491

working for these three apartment, these

 

63

00:03:45,491 --> 00:03:46,359

these three attorneys,

 

64

00:03:46,359 --> 00:03:47,460

they owned about six apartment

 

65

00:03:47,460 --> 00:03:49,762

buildings over, the Bay area.

 

66

00:03:49,762 --> 00:03:51,130

Really nice, fancy places.

 

67

00:03:51,130 --> 00:03:51,864

And and that's

 

68

00:03:51,864 --> 00:03:53,299

how I got my start in flooring business

 

69

00:03:53,299 --> 00:03:55,535

by doing all the apartments.

 

70

00:03:55,535 --> 00:03:57,403

But I didn't charge enough.

 

71

00:03:57,403 --> 00:03:59,172

And, at the time, it was fine.

 

72

00:03:59,172 --> 00:03:59,672

I was just

 

73

00:03:59,672 --> 00:04:01,341

learning the business or whatever.

 

74

00:04:01,341 --> 00:04:03,509

But as as we got more

 

75

00:04:03,509 --> 00:04:05,278

custom work and more, you know, whatever.

 

76

00:04:05,278 --> 00:04:06,512

And then

 

77

00:04:06,512 --> 00:04:08,948

I couldn't afford to do his jobs anymore.

 

78

00:04:08,948 --> 00:04:09,983

I'd lose money,

 

79

00:04:09,983 --> 00:04:11,451

so we had to cut him loose.

 

80

00:04:11,451 --> 00:04:13,052

So anyhow.

 

81

00:04:13,052 --> 00:04:15,521

All right.

 

82

00:04:15,521 --> 00:04:16,823

As I said, I'll get back here.

 

83

00:04:16,823 --> 00:04:18,891

Construction is a cost based business.

 

84

00:04:18,891 --> 00:04:19,959

In order to make a profit,

 

85

00:04:19,959 --> 00:04:21,794

you must calculate your cost of goods

 

86

00:04:21,794 --> 00:04:24,130

and apply the appropriate markup factor

 

87

00:04:24,130 --> 00:04:25,565

so you can pay your expenses

 

88

00:04:25,565 --> 00:04:27,600

and have a net profit leftover.

 

89

00:04:27,600 --> 00:04:29,736

Your proposals cannot generate a profit

 

90

00:04:29,736 --> 00:04:31,070

if you do not calculate

 

91

00:04:31,070 --> 00:04:32,705

your cost of goods and apply

 

92

00:04:32,705 --> 00:04:34,040

the correct markup factor

 

93

00:04:35,008 --> 00:04:36,442

without a profit loss statement,

 

94

00:04:36,442 --> 00:04:38,311

you will have to guess at that number

 

95

00:04:38,311 --> 00:04:39,412

and you cannot guess

 

96

00:04:39,412 --> 00:04:41,247

your way to profitability.

 

97

00:04:41,247 --> 00:04:43,449

So here's a good example.

 

98

00:04:43,449 --> 00:04:46,252

Let's say your income is $1 million okay.

 

99

00:04:46,252 --> 00:04:47,487

That's your top line income

 

100

00:04:47,487 --> 00:04:50,156

that the money you brought in. Right.

 

101

00:04:50,156 --> 00:04:50,690

Then you go

 

102

00:04:50,690 --> 00:04:52,659

look at your cost of goods for that year.

 

103

00:04:52,659 --> 00:04:54,927

There were $700,000 okay.

 

104

00:04:54,927 --> 00:04:56,729

That's 70%

 

105

00:04:56,729 --> 00:04:57,563

of every dollar

 

106

00:04:57,563 --> 00:04:58,798

that you that came

 

107

00:04:58,798 --> 00:05:00,767

in, 70% of that dollar

 

108

00:05:00,767 --> 00:05:02,969

went for your cost of goods.

 

109

00:05:02,969 --> 00:05:03,336

Okay.

 

110

00:05:03,336 --> 00:05:03,803

If you sold

 

111

00:05:03,803 --> 00:05:04,804

that same amount of work

 

112

00:05:04,804 --> 00:05:06,906

for a higher price,

 

113

00:05:06,906 --> 00:05:08,341

then the percentage of cost of goods

 

114

00:05:08,341 --> 00:05:10,243

would go down.

 

115

00:05:10,243 --> 00:05:11,144

Okay.

 

116

00:05:11,144 --> 00:05:13,613

So if you sold that, if it was still

 

117

00:05:13,613 --> 00:05:15,448

if it was $1 million,

 

118

00:05:15,448 --> 00:05:16,249

excuse me,

 

119

00:05:16,249 --> 00:05:19,385

there's 1.1 million instead of 700,000.

 

120

00:05:20,953 --> 00:05:21,921

Just give me I take it back.

 

121

00:05:21,921 --> 00:05:23,489

If it was 1.1 million

 

122

00:05:23,489 --> 00:05:24,524

and then you have some goods

 

123

00:05:24,524 --> 00:05:26,292

with 700,000,

 

124

00:05:26,292 --> 00:05:29,295

it would be 63.6% instead of 70%.

 

125

00:05:30,063 --> 00:05:30,763

Do you see what I mean?

 

126

00:05:30,763 --> 00:05:32,565

There?

 

127

00:05:32,565 --> 00:05:35,268

Okay, so if you raised your price

 

128

00:05:35,268 --> 00:05:37,704

and your your income was 1.1 million

 

129

00:05:37,704 --> 00:05:38,805

instead of your cost of goods

 

130

00:05:38,805 --> 00:05:40,640

being 70% of every dollar,

 

131

00:05:40,640 --> 00:05:42,909

it would be 63.6%.

 

132

00:05:42,909 --> 00:05:45,912

Okay.

 

133

00:05:48,981 --> 00:05:49,382

Correct.

 

134

00:05:49,382 --> 00:05:49,916

Correct.

 

135

00:05:49,916 --> 00:05:52,852

Correct. Correct.

 

136

00:05:52,852 --> 00:05:53,953

So your expenses.

 

137

00:05:53,953 --> 00:05:56,823

So say.

 

138

00:05:56,823 --> 00:05:57,990

There you go.

 

139

00:05:57,990 --> 00:05:58,658

I would

 

140

00:05:58,658 --> 00:05:59,459

I would encourage

 

141

00:05:59,459 --> 00:06:00,393

everybody to read the book

 

142

00:06:00,393 --> 00:06:02,061

because they go he goes

 

143

00:06:02,061 --> 00:06:04,530

way more into detail about

 

144

00:06:04,530 --> 00:06:06,199

how to how to how to do this.

 

145

00:06:06,199 --> 00:06:07,433

How do we find this and everything.

 

146

00:06:07,433 --> 00:06:08,167

And I want to give

 

147

00:06:08,167 --> 00:06:09,736

the guy credit for this.

 

148

00:06:09,736 --> 00:06:10,903

So it's a really good book.

 

149

00:06:10,903 --> 00:06:12,071

And I and I read it,

 

150

00:06:12,071 --> 00:06:13,973

I read it over the

 

151

00:06:13,973 --> 00:06:15,675

well I read it in a day.

 

152

00:06:15,675 --> 00:06:17,243

So okay, so

 

153

00:06:17,243 --> 00:06:17,910

so again,

 

154

00:06:17,910 --> 00:06:19,145

you're on your profit loss

 

155

00:06:19,145 --> 00:06:21,247

when you have, your cost of goods.

 

156

00:06:21,247 --> 00:06:24,250

In this case, it was 70%, 700,000,

 

157

00:06:24,384 --> 00:06:27,387

let's say now your expenses were 250,000,

 

158

00:06:27,920 --> 00:06:29,021

say 25%.

 

159

00:06:29,021 --> 00:06:30,323

For every dollar you received,

 

160

00:06:30,323 --> 00:06:32,592

$0.25 goes to expenses. Okay.

 

161

00:06:33,593 --> 00:06:33,926

Then your

 

162

00:06:33,926 --> 00:06:36,929

net profit is 50, $50,000.

 

163

00:06:37,029 --> 00:06:40,032

That's equals 5% of every dollar.

 

164

00:06:40,133 --> 00:06:41,134

The income you receive

 

165

00:06:41,134 --> 00:06:43,836

is 0.5 cents of net profit

 

166

00:06:43,836 --> 00:06:45,571

for the business.

 

167

00:06:45,571 --> 00:06:46,773

Okay.

 

168

00:06:46,773 --> 00:06:48,841

So

 

169

00:06:48,841 --> 00:06:49,509

and by the way,

 

170

00:06:49,509 --> 00:06:50,777

if your cost of goods are above

 

171

00:06:50,777 --> 00:06:53,179

70% of total revenue,

 

172

00:06:53,179 --> 00:06:55,782

then your price might be too low

 

173

00:06:55,782 --> 00:06:58,117

or the cost of labor is too high

 

174

00:06:58,117 --> 00:06:59,685

for the production output.

 

175

00:06:59,685 --> 00:07:02,355

Okay, cost of goods is pretty typical

 

176

00:07:02,355 --> 00:07:03,256

for a small business

 

177

00:07:03,256 --> 00:07:04,090

where the owner is doing

 

178

00:07:04,090 --> 00:07:07,260

most of all the work in 70% range.

 

179

00:07:07,794 --> 00:07:09,362

They don't have, they don't have,

 

180

00:07:09,362 --> 00:07:09,762

they don't

 

181

00:07:09,762 --> 00:07:11,697

they don't have a good pricing structure

 

182

00:07:11,697 --> 00:07:13,299

sometimes, or they aren't markup

 

183

00:07:13,299 --> 00:07:15,201

the cost of goods enough to produce

 

184

00:07:15,201 --> 00:07:17,804

sustainable growth. Okay.

 

185

00:07:17,804 --> 00:07:20,673

So I think if nothing else out of this,

 

186

00:07:20,673 --> 00:07:22,074

figure out your cost of goods

 

187

00:07:22,074 --> 00:07:24,076

and in knowing how to market up

 

188

00:07:24,076 --> 00:07:27,213

because that is is the the the takeaway.

 

189

00:07:27,213 --> 00:07:27,680

Okay.

 

190

00:07:29,315 --> 00:07:30,149

So calculate your

 

191

00:07:30,149 --> 00:07:33,152

markup factor.

 

192

00:07:40,693 --> 00:07:42,628

Dude

 

193

00:07:42,628 --> 00:07:45,631

is.

 

194

00:07:45,832 --> 00:07:46,799

Yes.

 

195

00:07:46,799 --> 00:07:49,802

And a lot of times yeah

 

196

00:07:50,603 --> 00:07:51,237

a lot of times

 

197

00:07:51,237 --> 00:07:53,673

the owner is paying himself too much.

 

198

00:07:53,673 --> 00:07:54,974

You know what I mean?

 

199

00:07:54,974 --> 00:07:58,478

And it's just not jiving with it.

 

200

00:07:58,478 --> 00:07:59,679

So something's got to give.

 

201

00:07:59,679 --> 00:08:02,782

And man, it's like stepping on a scale

 

202

00:08:03,583 --> 00:08:04,784

when you do a profit.

 

203

00:08:04,784 --> 00:08:06,185

Profit and loss statement everything.

 

204

00:08:06,185 --> 00:08:06,652

And it just,

 

205

00:08:06,652 --> 00:08:07,954

you know exactly where you're at.

 

206

00:08:07,954 --> 00:08:08,721

So.

 

207

00:08:08,721 --> 00:08:09,555

And then, you know,

 

208

00:08:09,555 --> 00:08:11,958

it tells you what you need to do.

 

209

00:08:11,958 --> 00:08:14,961

So for a healthy business,

 

210

00:08:16,729 --> 00:08:17,964

so to calculate your markup

 

211

00:08:17,964 --> 00:08:18,698

factor, divide

 

212

00:08:18,698 --> 00:08:21,701

the dollar amount of total income

 

213

00:08:22,001 --> 00:08:22,668

by the dollar

 

214

00:08:22,668 --> 00:08:25,238

amount of your cost of goods.

 

215

00:08:25,238 --> 00:08:26,672

This will give you your markup factor

 

216

00:08:26,672 --> 00:08:28,975

over a given period of time.

 

217

00:08:28,975 --> 00:08:31,878

If your net profit in the profit and loss

 

218

00:08:31,878 --> 00:08:33,446

statement is low or negative,

 

219

00:08:33,446 --> 00:08:34,413

then you need to increase

 

220

00:08:34,413 --> 00:08:35,181

the markup factor

 

221

00:08:35,181 --> 00:08:36,382

and apply it to all your jobs.

 

222

00:08:37,550 --> 00:08:40,386

Okay, so to calculate your markup factor,

 

223

00:08:40,386 --> 00:08:43,089

divide the dollar amount of total income

 

224

00:08:43,089 --> 00:08:45,858

by the dollar amount of cost of goods.

 

225

00:08:45,858 --> 00:08:48,494

This will give you a markup factor,

 

226

00:08:48,494 --> 00:08:49,562

give you the markup factor

 

227

00:08:49,562 --> 00:08:51,664

over a given period of time.

 

228

00:08:51,664 --> 00:08:53,933

So

 

229

00:08:53,933 --> 00:08:55,468

you may say now at this point

 

230

00:08:55,468 --> 00:08:56,168

you might say, well,

 

231

00:08:56,168 --> 00:08:58,738

my clients won't pay me any more money.

 

232

00:08:58,738 --> 00:09:00,006

Okay.

 

233

00:09:00,006 --> 00:09:01,574

And this

 

234

00:09:01,574 --> 00:09:03,109

this guy suggests that you might need

 

235

00:09:03,109 --> 00:09:05,111

to find new clients

 

236

00:09:05,111 --> 00:09:05,878

once you realize

 

237

00:09:05,878 --> 00:09:09,382

that your salary is either,

 

238

00:09:09,382 --> 00:09:10,816

a cost of goods or expense

 

239

00:09:10,816 --> 00:09:12,485

or combination of the two,

 

240

00:09:12,485 --> 00:09:14,554

and you take into account on your profit

 

241

00:09:14,554 --> 00:09:15,221

and loss statement,

 

242

00:09:15,221 --> 00:09:16,556

you determine the markup

 

243

00:09:16,556 --> 00:09:18,291

you need to make a profit.

 

244

00:09:18,291 --> 00:09:19,759

You aren't really raising your price.

 

245

00:09:19,759 --> 00:09:20,826

You're being more accurate

 

246

00:09:20,826 --> 00:09:23,162

with the cost of goods and expenses.

 

247

00:09:23,162 --> 00:09:25,431

Remember, price equals cost times the

 

248

00:09:25,431 --> 00:09:27,166

markup factor. Okay?

 

249

00:09:28,134 --> 00:09:29,101

When you determine your

 

250

00:09:29,101 --> 00:09:30,202

actual cost of goods

 

251

00:09:30,202 --> 00:09:31,504

and apply a markup factors

 

252

00:09:31,504 --> 00:09:32,538

to those cost of goods,

 

253

00:09:32,538 --> 00:09:35,141

you calculate your price.

 

254

00:09:35,141 --> 00:09:35,841

The more accurate

 

255

00:09:35,841 --> 00:09:37,810

you are determining your cost of goods,

 

256

00:09:37,810 --> 00:09:38,511

the more accurate

 

257

00:09:38,511 --> 00:09:41,514

your markup factor will be.

 

258

00:09:41,781 --> 00:09:43,950

When clients say your price is too high,

 

259

00:09:43,950 --> 00:09:45,451

he suggests.

 

260

00:09:45,451 --> 00:09:47,486

Compared to what

 

261

00:09:47,486 --> 00:09:48,354

complete compared

 

262

00:09:48,354 --> 00:09:50,656

to your client's budget, well,

 

263

00:09:50,656 --> 00:09:53,659

the client's budget is always too low.

 

264

00:09:53,826 --> 00:09:56,362

That's one thing about flooring

 

265

00:09:56,362 --> 00:09:57,964

is because

 

266

00:09:57,964 --> 00:09:59,532

usually when a guy buys a floor

 

267

00:09:59,532 --> 00:10:00,266

or lady buys

 

268

00:10:00,266 --> 00:10:01,701

a floor, it's

 

269

00:10:01,701 --> 00:10:05,271

7 to 10 years, so it's it's a new world.

 

270

00:10:05,271 --> 00:10:06,839

Every time they go to buy a floor,

 

271

00:10:06,839 --> 00:10:07,306

you know what I mean?

 

272

00:10:07,306 --> 00:10:08,774

You can't just, you know.

 

273

00:10:08,774 --> 00:10:10,843

So what do you mean, it's too high?

 

274

00:10:10,843 --> 00:10:13,312

So.

 

275

00:10:13,312 --> 00:10:14,513

And is it too high

 

276

00:10:14,513 --> 00:10:15,715

compared to the contractors?

 

277

00:10:15,715 --> 00:10:16,582

Well, the other contractor

 

278

00:10:16,582 --> 00:10:17,850

might not be charge

 

279

00:10:17,850 --> 00:10:18,985

enough to make any profit.

 

280

00:10:20,019 --> 00:10:21,087

After all, the.

 

281

00:10:21,087 --> 00:10:22,722

Have you ever gone into a restaurant

 

282

00:10:22,722 --> 00:10:23,255

owner? What?

 

283

00:10:23,255 --> 00:10:25,391

You're willing to pay for a steak?

 

284

00:10:25,391 --> 00:10:26,225

Can you

 

285

00:10:26,225 --> 00:10:26,792

can you tell them

 

286

00:10:26,792 --> 00:10:29,795

that their price is too high?

 

287

00:10:29,795 --> 00:10:31,030

So, like I said, sometimes

 

288

00:10:31,030 --> 00:10:31,664

the best thing you can do

 

289

00:10:31,664 --> 00:10:32,932

is fire clients.

 

290

00:10:32,932 --> 00:10:34,400

And, you know, I.

 

291

00:10:34,400 --> 00:10:35,835

I'm here one day.

 

292

00:10:35,835 --> 00:10:37,269

This one contractor,

 

293

00:10:37,269 --> 00:10:39,171

everybody wanted his work,

 

294

00:10:39,171 --> 00:10:39,872

and it was like,

 

295

00:10:39,872 --> 00:10:41,340

oh, if you got his work like, well,

 

296

00:10:41,340 --> 00:10:42,174

that's the statement.

 

297

00:10:42,174 --> 00:10:42,608

You got this

 

298

00:10:42,608 --> 00:10:43,976

high end work and you're being a boy.

 

299

00:10:43,976 --> 00:10:44,844

And he does a lot of work.

 

300

00:10:44,844 --> 00:10:46,012

So yeah, you're

 

301

00:10:46,012 --> 00:10:46,779

you're the guy doing all this

 

302

00:10:46,779 --> 00:10:48,848

for his guys and that's great.

 

303

00:10:48,848 --> 00:10:51,684

But sometimes that guy ain't worth it.

 

304

00:10:51,684 --> 00:10:53,319

Sometimes you get three smaller

 

305

00:10:53,319 --> 00:10:54,654

guys that are

 

306

00:10:54,654 --> 00:10:55,888

way better than this guy

 

307

00:10:55,888 --> 00:10:58,624

that, runs you around.

 

308

00:10:58,624 --> 00:10:59,291

He's never ready

 

309

00:10:59,291 --> 00:11:00,526

when he's supposed to be ready.

 

310

00:11:00,526 --> 00:11:03,396

The jobs are high liability jobs.

 

311

00:11:03,396 --> 00:11:04,563

No, you know, he never.

 

312

00:11:04,563 --> 00:11:05,631

He has everything

 

313

00:11:05,631 --> 00:11:06,666

the way he's supposed to be.

 

314

00:11:06,666 --> 00:11:08,034

His scheduling is all screwed up.

 

315

00:11:08,034 --> 00:11:10,436

He's a very much a late payer.

 

316

00:11:10,436 --> 00:11:11,604

So, you know,

 

317

00:11:11,604 --> 00:11:13,539

sometimes you gotta fire those guys.

 

318

00:11:13,539 --> 00:11:16,542

Again, a sop right now again, and say,

 

319

00:11:16,575 --> 00:11:18,811

Rob and I are just talking here.

 

320

00:11:18,811 --> 00:11:19,912

We're not,

 

321

00:11:19,912 --> 00:11:21,914

you know, we don't know your business.

 

322

00:11:21,914 --> 00:11:22,581

We don't.

 

323

00:11:22,581 --> 00:11:25,384

This is just suggestions out here.

 

324

00:11:25,384 --> 00:11:26,218

And,

 

325

00:11:31,957 --> 00:11:34,960

Yeah, but I.

 

326

00:11:53,979 --> 00:11:54,413

Yeah.

 

327

00:11:54,413 --> 00:11:57,416

Yeah.

 

328

00:11:57,950 --> 00:12:00,953

Yeah.

 

329

00:12:09,428 --> 00:12:09,762

Yeah.

 

330

00:12:09,762 --> 00:12:12,765

 

 

331

00:12:33,552 --> 00:12:34,420

Yeah.

 

332

00:12:34,420 --> 00:12:37,423

Well.

 

333

00:12:51,203 --> 00:12:53,873

Well, you.

 

334

00:12:53,873 --> 00:12:54,907

Yeah.

 

335

00:12:54,907 --> 00:12:55,841

You and I talked about

 

336

00:12:55,841 --> 00:12:56,742

this recently, too.

 

337

00:12:56,742 --> 00:12:58,043

That all right?

 

338

00:12:58,043 --> 00:12:59,044

In 1980,

 

339

00:12:59,044 --> 00:13:01,313

I was charging 275 per square foot.

 

340

00:13:01,313 --> 00:13:01,981

And you asked me

 

341

00:13:01,981 --> 00:13:03,315

why was I charging an amount?

 

342

00:13:03,315 --> 00:13:03,682

Well, that's

 

343

00:13:03,682 --> 00:13:05,751

what all the top guys were charging,

 

344

00:13:05,751 --> 00:13:06,218

you know what I mean?

 

345

00:13:06,218 --> 00:13:08,120

That was like the high end of that. Yeah.

 

346

00:13:08,120 --> 00:13:09,188

So I must be doing right.

 

347

00:13:09,188 --> 00:13:09,822

I must be doing.

 

348

00:13:09,822 --> 00:13:11,891

But that's no way to base your number.

 

349

00:13:11,891 --> 00:13:14,126

Yeah, that's that's just

 

350

00:13:14,126 --> 00:13:15,394

that you don't know anything.

 

351

00:13:15,394 --> 00:13:15,961

You know,

 

352

00:13:15,961 --> 00:13:16,862

I don't know if the other guys know

 

353

00:13:16,862 --> 00:13:18,397

what the hell they're doing.

 

354

00:13:18,397 --> 00:13:21,400

So, I'll get into some more

 

355

00:13:21,867 --> 00:13:22,768

interesting information

 

356

00:13:22,768 --> 00:13:24,236

about that a little bit later.

 

357

00:13:24,236 --> 00:13:26,338

Right. All right.

 

358

00:13:27,339 --> 00:13:28,174

Focusing on

 

359

00:13:28,174 --> 00:13:28,774

top line

 

360

00:13:28,774 --> 00:13:31,777

sales do not bring you more profit.

 

361

00:13:32,111 --> 00:13:34,213

It isn't producing more profit

 

362

00:13:34,213 --> 00:13:36,248

than it actually making you less money

 

363

00:13:36,248 --> 00:13:37,483

and adding to your liability

 

364

00:13:37,483 --> 00:13:39,051

if it isn't producing more profit.

 

365

00:13:39,051 --> 00:13:41,554

Okay, so like I said at the beginning,

 

366

00:13:41,554 --> 00:13:42,154

everybody wants to,

 

367

00:13:42,154 --> 00:13:43,222

you know, go out there

 

368

00:13:43,222 --> 00:13:45,024

and bring in as much in the come

 

369

00:13:45,024 --> 00:13:46,959

and get as much as you can.

 

370

00:13:46,959 --> 00:13:47,993

Focusing on top

 

371

00:13:47,993 --> 00:13:50,629

line sales is not bringing more profit.

 

372

00:13:50,629 --> 00:13:52,598

If it isn't producing more profit,

 

373

00:13:52,598 --> 00:13:54,099

and it's actually making you less money

 

374

00:13:54,099 --> 00:13:56,235

and adding to your liability,

 

375

00:13:56,235 --> 00:13:59,271

okay, efficiency increases profits.

 

376

00:13:59,271 --> 00:14:00,172

Now this is again

 

377

00:14:00,172 --> 00:14:02,608

what I talked about earlier with

 

378

00:14:02,608 --> 00:14:04,443

some of the techniques out there,

 

379

00:14:04,443 --> 00:14:05,377

some of the products

 

380

00:14:05,377 --> 00:14:07,580

and the stains, the drying time,

 

381

00:14:07,580 --> 00:14:10,249

you know, that,

 

382

00:14:10,249 --> 00:14:11,984

you know, that that that can definitely

 

383

00:14:11,984 --> 00:14:13,419

help your, your business.

 

384

00:14:17,656 --> 00:14:18,657

Yeah.

 

385

00:14:18,657 --> 00:14:21,660

Increase.

 

386

00:14:30,803 --> 00:14:31,136

Well.

 

387

00:14:31,136 --> 00:14:34,139

 

 

388

00:14:39,979 --> 00:14:40,980

Yeah.

 

389

00:14:40,980 --> 00:14:43,983

The.

 

390

00:14:52,458 --> 00:14:55,461

Yeah.

 

391

00:15:11,677 --> 00:15:14,680

Yeah.

 

392

00:15:20,753 --> 00:15:23,756

Right.

 

393

00:15:34,633 --> 00:15:37,636

Yeah.

 

394

00:15:47,179 --> 00:15:47,846

Yeah.

 

395

00:15:47,846 --> 00:15:49,715

I mean, for for me.

 

396

00:15:49,715 --> 00:15:50,482

I mean, like I said,

 

397

00:15:50,482 --> 00:15:52,551

my father, was didn't

 

398

00:15:52,551 --> 00:15:54,186

he didn't know anything

 

399

00:15:54,186 --> 00:15:55,487

about the hardwood floor business.

 

400

00:15:55,487 --> 00:15:57,389

It was the furthest thing from his mind.

 

401

00:15:57,389 --> 00:15:58,724

He was a construction superintendent.

 

402

00:15:58,724 --> 00:16:01,794

But when I started doing floors and and,

 

403

00:16:01,794 --> 00:16:03,529

you know, he just asked me, well,

 

404

00:16:03,529 --> 00:16:03,862

you know,

 

405

00:16:03,862 --> 00:16:04,663

you know anything about water,

 

406

00:16:04,663 --> 00:16:05,331

baby cycle?

 

407

00:16:05,331 --> 00:16:06,298

What the hell's is.

 

408

00:16:06,298 --> 00:16:07,633

I says, water based by blood.

 

409

00:16:07,633 --> 00:16:09,101

He started reading the label.

 

410

00:16:09,101 --> 00:16:11,270

He goes, well,

 

411

00:16:11,270 --> 00:16:11,804

look at me.

 

412

00:16:11,804 --> 00:16:14,640

Look the. He has put two coats on a day.

 

413

00:16:14,640 --> 00:16:15,708

I mean, why wouldn't you do it?

 

414

00:16:15,708 --> 00:16:17,109

And he was doing the math in his head.

 

415

00:16:17,109 --> 00:16:18,077

He's like, dude, you got a

 

416

00:16:18,077 --> 00:16:19,878

this doesn't make any sense. Other ways.

 

417

00:16:19,878 --> 00:16:21,013

Anyhow,

 

418

00:16:21,013 --> 00:16:21,914

he didn't know anything other

 

419

00:16:21,914 --> 00:16:23,916

than from a business perspective.

 

420

00:16:23,916 --> 00:16:24,450

That's why

 

421

00:16:24,450 --> 00:16:25,117

I always think it's

 

422

00:16:25,117 --> 00:16:25,551

interesting

 

423

00:16:25,551 --> 00:16:27,720

to take eye information

 

424

00:16:27,720 --> 00:16:28,454

from people

 

425

00:16:28,454 --> 00:16:31,857

that are just not in their business

 

426

00:16:32,358 --> 00:16:34,126

in some ways, you know what I mean?

 

427

00:16:34,126 --> 00:16:35,728

Okay,

 

428

00:16:35,728 --> 00:16:36,829

there's another show for that later.

 

429

00:16:36,829 --> 00:16:38,998

I got good stuff, but, yeah.

 

430

00:16:43,902 --> 00:16:46,905

Okay.

 

431

00:17:08,627 --> 00:17:11,630

Okay.

 

432

00:17:46,865 --> 00:17:49,868

Yeah.

 

433

00:17:58,544 --> 00:18:01,547

Okay.

 

434

00:18:09,555 --> 00:18:12,558

Yeah.

 

435

00:18:18,464 --> 00:18:21,467

Oh, man.

 

436

00:18:22,401 --> 00:18:25,404

Truthfully?

 

437

00:18:33,178 --> 00:18:34,279

All right

 

438

00:18:34,279 --> 00:18:35,447

so again

 

439

00:18:35,447 --> 00:18:36,915

efficiency increases

 

440

00:18:36,915 --> 00:18:38,750

profits increase profit

 

441

00:18:38,750 --> 00:18:40,686

margins increase profits

 

442

00:18:40,686 --> 00:18:43,689

without having to increase sales.

 

443

00:18:43,689 --> 00:18:45,924

So better efficiency

 

444

00:18:45,924 --> 00:18:47,559

increase profit margins

 

445

00:18:47,559 --> 00:18:48,894

and then increase sales

 

446

00:18:48,894 --> 00:18:51,029

will skyrocket your profits.

 

447

00:18:51,029 --> 00:18:52,798

Selling more work

 

448

00:18:52,798 --> 00:18:54,266

and increasing the top line

 

449

00:18:54,266 --> 00:18:56,335

revenue is not the solution.

 

450

00:18:56,335 --> 00:18:58,237

And that's the

 

451

00:18:58,237 --> 00:18:59,338

that's the

 

452

00:18:59,338 --> 00:19:01,140

the kind of the sad thing is

 

453

00:19:01,140 --> 00:19:02,674

that we're chasing your tail

 

454

00:19:02,674 --> 00:19:03,575

because you don't know

 

455

00:19:03,575 --> 00:19:05,577

what to set your pricing at.

 

456

00:19:05,577 --> 00:19:06,845

Yeah, right.

 

457

00:19:06,845 --> 00:19:08,247

Selling at the right price

 

458

00:19:08,247 --> 00:19:11,250

and maximizing margins is key,

 

459

00:19:11,617 --> 00:19:13,118

especially in small businesses

 

460

00:19:13,118 --> 00:19:15,287

when you can't scale up.

 

461

00:19:15,287 --> 00:19:15,654

Often

 

462

00:19:15,654 --> 00:19:17,055

small businesses will say,

 

463

00:19:17,055 --> 00:19:19,858

I will work on this when it slows down.

 

464

00:19:19,858 --> 00:19:21,126

It's not a good solution.

 

465

00:19:21,126 --> 00:19:24,129

Okay, we've all been there.

 

466

00:19:24,163 --> 00:19:26,565

Okay.

 

467

00:19:26,565 --> 00:19:28,867

If you do 100 jobs a year at $1,000,

 

468

00:19:29,935 --> 00:19:32,938

that'd be $100,000, right?

 

469

00:19:32,938 --> 00:19:35,340

If you double your price to $2,000

 

470

00:19:35,340 --> 00:19:36,775

per project,

 

471

00:19:36,775 --> 00:19:37,709

you could afford to lose

 

472

00:19:37,709 --> 00:19:39,178

50% of your customers

 

473

00:19:39,178 --> 00:19:41,513

and still make the same money.

 

474

00:19:41,513 --> 00:19:42,281

So what will you do

 

475

00:19:42,281 --> 00:19:44,816

with the rest of the six months? Right?

 

476

00:19:44,816 --> 00:19:47,252

The fact is, you will not lose

 

477

00:19:47,252 --> 00:19:48,086

half of your customers

 

478

00:19:48,086 --> 00:19:50,455

because your customers love you.

 

479

00:19:50,455 --> 00:19:53,225

So there is that okay?

 

480

00:19:53,225 --> 00:19:54,927

And then this is a wild example.

 

481

00:19:54,927 --> 00:19:56,428

But you get kind of get

 

482

00:19:56,428 --> 00:19:57,930

and I'll go back to the example

 

483

00:19:57,930 --> 00:20:00,465

of the really good contractor,

 

484

00:20:00,465 --> 00:20:02,501

very successful contractor,

 

485

00:20:02,501 --> 00:20:05,103

who I'll never forget to he, me

 

486

00:20:05,103 --> 00:20:06,572

he raised his price by a dollar

 

487

00:20:06,572 --> 00:20:08,073

a square foot.

 

488

00:20:08,073 --> 00:20:09,942

Not, you know, in increments.

 

489

00:20:09,942 --> 00:20:11,677

All this week, I always by 30%.

 

490

00:20:11,677 --> 00:20:13,812

Next month, I raised by another 30 bob.

 

491

00:20:13,812 --> 00:20:15,180

No, he raises square foot

 

492

00:20:15,180 --> 00:20:17,216

price by a dollar a square foot.

 

493

00:20:17,216 --> 00:20:18,250

And he said his customer

 

494

00:20:18,250 --> 00:20:19,318

is never better than I.

 

495

00:20:20,385 --> 00:20:21,119

And he said the

 

496

00:20:21,119 --> 00:20:22,888

worst part about it is like,

 

497

00:20:22,888 --> 00:20:24,156

how long did I leave all that money?

 

498

00:20:24,156 --> 00:20:25,857

Sitting on the table

 

499

00:20:25,857 --> 00:20:27,226

is a very good, sharp,

 

500

00:20:27,226 --> 00:20:28,627

reputable contractor.

 

501

00:20:28,627 --> 00:20:30,262

Okay,

 

502

00:20:30,262 --> 00:20:32,598

so, back to that example.

 

503

00:20:32,598 --> 00:20:33,298

You can afford to lose

 

504

00:20:33,298 --> 00:20:34,933

half of your customers when you pay.

 

505

00:20:34,933 --> 00:20:37,703

When you you pay double your prices.

 

506

00:20:37,703 --> 00:20:38,237

What do you charge?

 

507

00:20:38,237 --> 00:20:39,271

Double your prices,

 

508

00:20:39,271 --> 00:20:40,706

but you probably won't.

 

509

00:20:40,706 --> 00:20:43,275

Let's say you lost 40% of your customers.

 

510

00:20:43,275 --> 00:20:43,709

That leaves you

 

511

00:20:43,709 --> 00:20:44,576

with 60 jobs

 

512

00:20:44,576 --> 00:20:45,844

per year at your new price

 

513

00:20:45,844 --> 00:20:47,746

of $2,000 per job.

 

514

00:20:47,746 --> 00:20:50,749

That's $120,000 of total revenue,

 

515

00:20:51,116 --> 00:20:52,951

60 jobs times 2000.

 

516

00:20:52,951 --> 00:20:54,753

That's a 20% more revenue,

 

517

00:20:54,753 --> 00:20:56,321

and you still have 40% of your time.

 

518

00:20:56,321 --> 00:20:58,657

This would serve these customers.

 

519

00:20:58,657 --> 00:21:00,025

Okay.

 

520

00:21:00,025 --> 00:21:01,827

And this is the key. Don't miss this.

 

521

00:21:01,827 --> 00:21:03,962

The is 40% of time is important.

 

522

00:21:03,962 --> 00:21:05,163

The only way

 

523

00:21:05,163 --> 00:21:06,298

customers will pay for that

 

524

00:21:06,298 --> 00:21:07,366

premium of a service

 

525

00:21:07,366 --> 00:21:09,835

that they receive a premium experience.

 

526

00:21:09,835 --> 00:21:11,670

So charge more you get.

 

527

00:21:11,670 --> 00:21:14,573

I know I've said this before.

 

528

00:21:14,573 --> 00:21:17,142

One thing that it was, was,

 

529

00:21:17,142 --> 00:21:19,244

key to, success early

 

530

00:21:19,244 --> 00:21:19,978

in my business is

 

531

00:21:19,978 --> 00:21:21,213

when I started

 

532

00:21:21,213 --> 00:21:24,216

charging a lot more money for my jobs.

 

533

00:21:24,583 --> 00:21:27,085

And it wasn't just that I got more money.

 

534

00:21:27,085 --> 00:21:28,453

That was one benefit of it.

 

535

00:21:28,453 --> 00:21:29,655

But what the other benefit

 

536

00:21:29,655 --> 00:21:32,658

was, I was now in in nicer jobs,

 

537

00:21:32,758 --> 00:21:34,359

better sub floors,

 

538

00:21:34,359 --> 00:21:34,660

you know,

 

539

00:21:34,660 --> 00:21:35,794

more more,

 

540

00:21:35,794 --> 00:21:37,162

you know, customers

 

541

00:21:37,162 --> 00:21:38,697

that were willing to pay

 

542

00:21:38,697 --> 00:21:39,665

and being around

 

543

00:21:39,665 --> 00:21:41,133

general contractors that were,

 

544

00:21:41,133 --> 00:21:42,901

you know, they just had really

 

545

00:21:42,901 --> 00:21:43,268

you know,

 

546

00:21:43,268 --> 00:21:44,636

everybody on the job was a like

 

547

00:21:44,636 --> 00:21:46,605

the painter was a stud painter.

 

548

00:21:46,605 --> 00:21:47,172

Everybody was

 

549

00:21:47,172 --> 00:21:48,707

there was a respectful of each other.

 

550

00:21:48,707 --> 00:21:49,941

When he worked in everything,

 

551

00:21:49,941 --> 00:21:50,575

he was just in a

 

552

00:21:50,575 --> 00:21:52,010

completely different environment.

 

553

00:21:52,010 --> 00:21:53,545

I feel like I wasn't down there

 

554

00:21:53,545 --> 00:21:54,713

fighting with everybody else

 

555

00:21:54,713 --> 00:21:56,782

now with that, with the crumb kickers

 

556

00:21:56,782 --> 00:21:58,917

that were, you know, or, and,

 

557

00:21:58,917 --> 00:21:59,985

and you could charge more money,

 

558

00:21:59,985 --> 00:22:01,219

you could take your time on jobs

 

559

00:22:01,219 --> 00:22:02,654

and do more custom work. Okay.

 

560

00:22:03,989 --> 00:22:06,358

So

 

561

00:22:06,358 --> 00:22:07,526

no, that's what I'm saying

 

562

00:22:07,526 --> 00:22:10,495

to you.

 

563

00:22:11,330 --> 00:22:14,566

Yes, yes yes, yes.

 

564

00:23:03,415 --> 00:23:06,418

Yeah.

 

565

00:23:33,545 --> 00:23:36,548

Yeah.

 

566

00:23:40,185 --> 00:23:43,188

Wow.

 

567

00:23:54,633 --> 00:23:57,636

Yeah.

 

568

00:24:08,547 --> 00:24:08,747

They're

 

569

00:24:08,747 --> 00:24:11,750

super interesting.

 

570

00:24:12,517 --> 00:24:15,520

So.

 

571

00:24:23,094 --> 00:24:24,463

Yeah.

 

572

00:24:24,463 --> 00:24:25,931

And so?

 

573

00:24:25,931 --> 00:24:26,598

Well, doubling

 

574

00:24:26,598 --> 00:24:27,499

your price might in

 

575

00:24:27,499 --> 00:24:28,166

our industry

 

576

00:24:28,166 --> 00:24:28,767

might be like,

 

577

00:24:28,767 --> 00:24:30,569

okay, that's out of line or whatever.

 

578

00:24:30,569 --> 00:24:33,572

But if you raise it by 20%, 30%

 

579

00:24:33,572 --> 00:24:35,207

or whatever, even 40%. Okay.

 

580

00:24:35,207 --> 00:24:36,942

And so you lost that,

 

581

00:24:36,942 --> 00:24:37,442

you know, a

 

582

00:24:37,442 --> 00:24:38,977

percentage of your customers, right?

 

583

00:24:38,977 --> 00:24:40,645

You probably lose a percentage of them,

 

584

00:24:40,645 --> 00:24:43,281

but you're not going to lose them all.

 

585

00:24:43,281 --> 00:24:44,382

And and like you said, it's

 

586

00:24:44,382 --> 00:24:46,151

going to give you frees up more time.

 

587

00:24:46,151 --> 00:24:46,351

Yeah.

 

588

00:24:46,351 --> 00:24:47,586

The jobs are more profitable.

 

589

00:24:47,586 --> 00:24:48,587

And then you gives you more time

 

590

00:24:48,587 --> 00:24:50,222

to look for for a better customer.

 

591

00:24:50,222 --> 00:24:52,123

So I think that's very interesting.

 

592

00:24:52,123 --> 00:24:53,258

And this is this next thing

 

593

00:24:53,258 --> 00:24:54,659

I'm going to say remind me of you,

 

594

00:24:56,061 --> 00:24:58,997

because,

 

595

00:24:58,997 --> 00:25:01,433

CPA in this book says that

 

596

00:25:01,433 --> 00:25:03,268

when he asks a company

 

597

00:25:03,268 --> 00:25:04,703

what their closing rate is

 

598

00:25:04,703 --> 00:25:06,238

and the answer is greater

 

599

00:25:06,238 --> 00:25:09,107

percentage than 50%,

 

600

00:25:09,107 --> 00:25:10,041

it's an indication

 

601

00:25:10,041 --> 00:25:12,210

that the profits are too low,

 

602

00:25:12,210 --> 00:25:13,378

more profitability,

 

603

00:25:13,378 --> 00:25:14,713

more profitable companies

 

604

00:25:14,713 --> 00:25:16,214

closing rates are using the 30

 

605

00:25:16,214 --> 00:25:18,950

to 50% range that we spoke.

 

606

00:25:18,950 --> 00:25:20,585

Yeah, maybe we talked to one time

 

607

00:25:20,585 --> 00:25:22,354

you said, man, I'm a great salesman, man.

 

608

00:25:22,354 --> 00:25:25,357

I close.

 

609

00:25:25,490 --> 00:25:26,157

Yeah.

 

610

00:25:26,157 --> 00:25:29,127

You're closing rate.

 

611

00:25:34,266 --> 00:25:35,634

Yeah.

 

612

00:25:35,634 --> 00:25:37,235

So

 

613

00:25:37,235 --> 00:25:37,702

all right,

 

614

00:25:37,702 --> 00:25:39,838

so this is where this guy in the book

 

615

00:25:39,838 --> 00:25:41,907

and this is where I'm going to the again,

 

616

00:25:41,907 --> 00:25:43,742

the book is called Profit First for Grant

 

617

00:25:43,742 --> 00:25:46,745

for Contractors by Sean Van Vandyke.

 

618

00:25:47,279 --> 00:25:48,980

Transform your construction business

 

619

00:25:48,980 --> 00:25:50,482

from a cash eating monster

 

620

00:25:50,482 --> 00:25:52,350

to a money making machine.

 

621

00:25:52,350 --> 00:25:54,653

This is where he.

 

622

00:25:54,653 --> 00:25:55,587

It gets interesting. Why?

 

623

00:25:55,587 --> 00:25:57,289

I think you should buy the book.

 

624

00:25:57,289 --> 00:25:59,190

A good way to change your business.

 

625

00:25:59,190 --> 00:26:01,526

Profit first calculation

 

626

00:26:01,526 --> 00:26:02,394

is profit first

 

627

00:26:02,394 --> 00:26:04,930

formula in sales is profit.

 

628

00:26:04,930 --> 00:26:06,364

Excuse me, is sales minus

 

629

00:26:06,364 --> 00:26:08,366

profit equal expenses

 

630

00:26:08,366 --> 00:26:10,101

and is forcing you to prioritize

 

631

00:26:10,101 --> 00:26:11,369

your profits and operate

 

632

00:26:11,369 --> 00:26:13,705

a business on what's left.

 

633

00:26:13,705 --> 00:26:15,140

This is really interesting to me.

 

634

00:26:15,140 --> 00:26:16,441

If the business can't operate

 

635

00:26:16,441 --> 00:26:17,776

on what's left,

 

636

00:26:17,776 --> 00:26:19,811

then the business must raise the prices,

 

637

00:26:19,811 --> 00:26:22,347

cut expenses or a combination of the two.

 

638

00:26:22,347 --> 00:26:24,249

But you don't mess with the profits.

 

639

00:26:25,250 --> 00:26:27,218

So as I said, you set

 

640

00:26:27,218 --> 00:26:28,787

up five different checking accounts

 

641

00:26:28,787 --> 00:26:30,055

for your business of one

 

642

00:26:30,055 --> 00:26:32,057

checking account is for income,

 

643

00:26:32,057 --> 00:26:33,425

two is for profit.

 

644

00:26:33,425 --> 00:26:36,428

And he said, listen, start out at 1%.

 

645

00:26:36,761 --> 00:26:38,163

Whatever you start out

 

646

00:26:38,163 --> 00:26:40,532

small and incrementally work your way up.

 

647

00:26:40,532 --> 00:26:42,367

Number three is the owner's compensation.

 

648

00:26:42,367 --> 00:26:43,768

How much would you have to pay a guy

 

649

00:26:43,768 --> 00:26:46,237

with your level of skill?

 

650

00:26:46,237 --> 00:26:47,939

Number four is your tax.

 

651

00:26:47,939 --> 00:26:48,974

All right, set aside.

 

652

00:26:48,974 --> 00:26:50,308

You know,

 

653

00:26:50,308 --> 00:26:52,310

I think anybody who's been in business,

 

654

00:26:52,310 --> 00:26:53,612

if you get hit at the end of the year

 

655

00:26:53,612 --> 00:26:54,980

with, 0I0, all of a sudden

 

656

00:26:54,980 --> 00:26:57,449

I owe the IRS $11,000

 

657

00:26:57,449 --> 00:26:58,583

as an ugly thing

 

658

00:26:58,583 --> 00:27:00,218

to have to contend with. Right.

 

659

00:27:00,218 --> 00:27:02,654

That's why you want to keep this one

 

660

00:27:02,654 --> 00:27:03,088

right.

 

661

00:27:03,088 --> 00:27:04,556

And the other one, number five,

 

662

00:27:04,556 --> 00:27:06,524

is the operating expenses.

 

663

00:27:06,524 --> 00:27:07,192

After you pay

 

664

00:27:07,192 --> 00:27:09,060

all the rest of the accounts,

 

665

00:27:09,060 --> 00:27:09,961

this is what you have

 

666

00:27:09,961 --> 00:27:11,062

left to run your business.

 

667

00:27:12,130 --> 00:27:12,597

Okay.

 

668

00:27:12,597 --> 00:27:13,565

So you serve these

 

669

00:27:13,565 --> 00:27:15,266

accounts sequentially as

 

670

00:27:15,266 --> 00:27:16,668

and when it comes in,

 

671

00:27:16,668 --> 00:27:17,669

never pay your bills.

 

672

00:27:17,669 --> 00:27:18,870

First,

 

673

00:27:18,870 --> 00:27:21,206

the money moves from income account

 

674

00:27:21,206 --> 00:27:22,574

to profit account

 

675

00:27:22,574 --> 00:27:24,275

to owner's compensation,

 

676

00:27:24,275 --> 00:27:26,177

to tax to operating expenses.

 

677

00:27:26,177 --> 00:27:27,512

No exceptions.

 

678

00:27:27,512 --> 00:27:28,380

And there's not enough

 

679

00:27:28,380 --> 00:27:31,383

money left over for your expenses.

 

680

00:27:31,449 --> 00:27:33,985

You do not pull from the other accounts.

 

681

00:27:33,985 --> 00:27:34,686

It is telling you

 

682

00:27:34,686 --> 00:27:36,554

that you can't afford them

 

683

00:27:36,554 --> 00:27:39,724

or raise your prices right, he says.

 

684

00:27:39,724 --> 00:27:40,258

Start small.

 

685

00:27:40,258 --> 00:27:41,726

Have to get a check for $10,000

 

686

00:27:41,726 --> 00:27:47,232

your company can run on on 10th.

 

687

00:27:47,298 --> 00:27:48,633

If it can run on ten K,

 

688

00:27:48,633 --> 00:27:51,636

then it can surely run on 9900, right?

 

689

00:27:52,070 --> 00:27:52,737

So that

 

690

00:27:52,737 --> 00:27:53,138

but that

 

691

00:27:53,138 --> 00:27:54,539

hundred dollars in your, in your,

 

692

00:27:54,539 --> 00:27:58,510

in your, what you called your, profit,

 

693

00:27:59,177 --> 00:28:01,312

account. You see what I mean?

 

694

00:28:03,381 --> 00:28:04,416

As an aside, a little

 

695

00:28:04,416 --> 00:28:05,717

note for about CPAs.

 

696

00:28:05,717 --> 00:28:07,819

Now, this I found really interesting too.

 

697

00:28:07,819 --> 00:28:10,188

And this might be controversial.

 

698

00:28:10,188 --> 00:28:12,557

I don't know,

 

699

00:28:12,557 --> 00:28:14,426

CPAs will tell you to pay yourself

 

700

00:28:14,426 --> 00:28:16,861

through the owner's drawers.

 

701

00:28:16,861 --> 00:28:18,129

This is the most common mistake

 

702

00:28:18,129 --> 00:28:20,198

I see in construction businesses.

 

703

00:28:20,198 --> 00:28:21,066

Depending on

 

704

00:28:21,066 --> 00:28:22,400

the legal structure of your business,

 

705

00:28:22,400 --> 00:28:23,268

is the only way

 

706

00:28:23,268 --> 00:28:24,536

to limit your tax liability.

 

707

00:28:24,536 --> 00:28:25,837

But owners drawers

 

708

00:28:25,837 --> 00:28:27,505

do not show up on the profit

 

709

00:28:27,505 --> 00:28:28,740

and loss statement.

 

710

00:28:28,740 --> 00:28:30,375

That is where it's really interesting

 

711

00:28:30,375 --> 00:28:31,876

to me.

 

712

00:28:31,876 --> 00:28:33,912

Technically, taking an owner's draw

 

713

00:28:33,912 --> 00:28:36,314

may save you some money in taxes,

 

714

00:28:36,314 --> 00:28:36,915

but it costs

 

715

00:28:36,915 --> 00:28:38,083

you more money in revenue

 

716

00:28:38,083 --> 00:28:39,484

because you're not pricing

 

717

00:28:39,484 --> 00:28:41,319

your work correctly.

 

718

00:28:41,319 --> 00:28:42,587

It doesn't show up in your profit

 

719

00:28:42,587 --> 00:28:44,589

and loss statement.

 

720

00:28:44,589 --> 00:28:45,557

Your cost of goods

 

721

00:28:45,557 --> 00:28:48,560

and expenses are artificially suppressed,

 

722

00:28:48,893 --> 00:28:50,562

and you'll never make a net profit.

 

723

00:28:50,562 --> 00:28:51,429

If the net profit

 

724

00:28:51,429 --> 00:28:52,664

at the bottom of the profit

 

725

00:28:52,664 --> 00:28:54,666

and loss statement is incorrect,

 

726

00:28:54,666 --> 00:28:55,567

does that make sense?

 

727

00:28:57,602 --> 00:29:00,605

I read that again.

 

728

00:29:01,740 --> 00:29:05,310

So, when we had the CPA told us

 

729

00:29:05,543 --> 00:29:07,712

that you pay yourself in draws

 

730

00:29:07,712 --> 00:29:09,114

and that's the way we had set up.

 

731

00:29:09,114 --> 00:29:09,881

But this guy's saying,

 

732

00:29:09,881 --> 00:29:12,083

no, it's for construction.

 

733

00:29:12,083 --> 00:29:14,486

It's unique to the construction industry.

 

734

00:29:14,486 --> 00:29:15,920

Is that probably other

 

735

00:29:15,920 --> 00:29:16,621

industries as well?

 

736

00:29:16,621 --> 00:29:18,957

But,

 

737

00:29:18,957 --> 00:29:20,158

the owner's draws don't

 

738

00:29:20,158 --> 00:29:22,694

show up on the profit and loss statement.

 

739

00:29:22,694 --> 00:29:25,296

So technically, taking an owner draw,

 

740

00:29:25,296 --> 00:29:26,397

you may save time.

 

741

00:29:26,397 --> 00:29:28,600

You save money in taxes, but,

 

742

00:29:28,600 --> 00:29:30,034

but it's costing more money revenue

 

743

00:29:30,034 --> 00:29:31,202

because you're not pricing

 

744

00:29:31,202 --> 00:29:32,737

your work correctly.

 

745

00:29:32,737 --> 00:29:34,172

Your cost of goods and expenses

 

746

00:29:34,172 --> 00:29:35,240

are artificially suppressed.

 

747

00:29:35,240 --> 00:29:37,475

So you never make a net profit.

 

748

00:29:37,475 --> 00:29:38,276

Is the net profit

 

749

00:29:38,276 --> 00:29:39,277

at the bottom of the profit?

 

750

00:29:39,277 --> 00:29:40,545

The last thing is incorrect

 

751

00:29:40,545 --> 00:29:42,313

as garbage in, garbage out, right.

 

752

00:29:43,948 --> 00:29:44,816

All right.

 

753

00:29:44,816 --> 00:29:46,551

So

 

754

00:29:46,551 --> 00:29:47,252

then you say

 

755

00:29:47,252 --> 00:29:47,986

most people will say

 

756

00:29:47,986 --> 00:29:50,255

they want to do high end work.

 

757

00:29:50,255 --> 00:29:51,289

The best way to do high

 

758

00:29:51,289 --> 00:29:53,458

end work is to charge high end prices.

 

759

00:29:53,458 --> 00:29:56,427

Nobody sells a labor.

 

760

00:29:56,661 --> 00:29:59,664

Yeah.

 

761

00:29:59,964 --> 00:30:00,799

Most people will say

 

762

00:30:00,799 --> 00:30:02,133

they want to do high end work.

 

763

00:30:02,133 --> 00:30:03,067

The best way to do

 

764

00:30:03,067 --> 00:30:04,402

high end work is to charge

 

765

00:30:04,402 --> 00:30:06,237

high end prices.

 

766

00:30:06,237 --> 00:30:07,572

Nobody sells a Lamborghini

 

767

00:30:07,572 --> 00:30:09,874

at Nissan Altima prices

 

768

00:30:09,874 --> 00:30:11,843

that would scare off clients.

 

769

00:30:11,843 --> 00:30:12,243

Also,

 

770

00:30:12,243 --> 00:30:14,012

you don't have enough money in the bid

 

771

00:30:14,012 --> 00:30:15,013

now to take your time

 

772

00:30:15,013 --> 00:30:16,047

and do a first class job

 

773

00:30:16,047 --> 00:30:17,816

and I've said this example

 

774

00:30:17,816 --> 00:30:18,716

20 different times.

 

775

00:30:18,716 --> 00:30:21,119

When I went to buy a truck,

 

776

00:30:21,119 --> 00:30:22,954

and I've worked out of a van

 

777

00:30:22,954 --> 00:30:23,922

for 30 years,

 

778

00:30:23,922 --> 00:30:24,556

and then and,

 

779

00:30:24,556 --> 00:30:24,989

you know, I've,

 

780

00:30:24,989 --> 00:30:27,058

I never had a nice truck

 

781

00:30:27,058 --> 00:30:28,526

because I was always in a work van.

 

782

00:30:28,526 --> 00:30:29,694

And do you do you had a car.

 

783

00:30:29,694 --> 00:30:30,895

Didn't make sense to have another car,

 

784

00:30:30,895 --> 00:30:31,996

blah, blah blah.

 

785

00:30:31,996 --> 00:30:34,032

But so when I wanted to buy a truck,

 

786

00:30:34,032 --> 00:30:35,733

I wanted to buy a really nice truck,

 

787

00:30:36,734 --> 00:30:40,538

and I go to the car lot, whatever.

 

788

00:30:40,538 --> 00:30:41,139

And they would show me

 

789

00:30:41,139 --> 00:30:42,473

these other trucks. Like what?

 

790

00:30:42,473 --> 00:30:43,575

I was,

 

791

00:30:43,575 --> 00:30:44,409

you know,

 

792

00:30:44,409 --> 00:30:46,411

I wanted the nicest one I wanted,

 

793

00:30:46,411 --> 00:30:47,278

you know what?

 

794

00:30:47,278 --> 00:30:48,179

I thought the nice one

 

795

00:30:48,179 --> 00:30:50,548

was the Toyota Tundra at the time.

 

796

00:30:50,548 --> 00:30:55,820

But anyhow, so why limit yourself?

 

797

00:30:55,820 --> 00:30:57,255

You know what I mean?

 

798

00:30:57,255 --> 00:31:00,258

So, anyhow,

 

799

00:31:06,631 --> 00:31:09,133

Yeah, I believe it.

 

800

00:31:09,133 --> 00:31:12,136

 

 

801

00:31:13,238 --> 00:31:16,241

Yeah.

 

802

00:31:18,009 --> 00:31:19,244

If you're

 

803

00:31:19,244 --> 00:31:22,247

if you're a typical wealthy consumer,

 

804

00:31:22,580 --> 00:31:24,182

you know, things cost money.

 

805

00:31:24,182 --> 00:31:25,183

You look at stuff,

 

806

00:31:25,183 --> 00:31:27,452

all you look at leather chairs,

 

807

00:31:27,452 --> 00:31:30,221

you look at whatever, you look at cars.

 

808

00:31:30,221 --> 00:31:32,056

You know that nice things cost

 

809

00:31:32,056 --> 00:31:33,625

a lot of money.

 

810

00:31:33,625 --> 00:31:35,426

You know that there's no nice thing

 

811

00:31:35,426 --> 00:31:36,194

that's cheap,

 

812

00:31:36,194 --> 00:31:36,694

because that would

 

813

00:31:36,694 --> 00:31:39,197

that would scare you off.

 

814

00:31:39,197 --> 00:31:40,331

You know what I mean?

 

815

00:31:40,331 --> 00:31:42,567

So it totally makes sense.

 

816

00:31:42,567 --> 00:31:43,668

So if your goal.

 

817

00:32:22,440 --> 00:32:25,443

Yes.

 

818

00:32:59,010 --> 00:33:02,013

Yeah.

 

819

00:33:36,147 --> 00:33:37,048

Well, I

 

820

00:33:37,048 --> 00:33:40,018

mean, you know, people.

 

821

00:33:45,223 --> 00:33:48,226

Well.

 

822

00:33:48,626 --> 00:33:49,861

Yeah.

 

823

00:33:49,861 --> 00:33:52,864

All right.

 

824

00:33:56,534 --> 00:33:56,901

Well.

 

825

00:33:56,901 --> 00:33:59,904

 

 

826

00:34:01,973 --> 00:34:02,407

Yeah.

 

827

00:34:02,407 --> 00:34:03,107

Well that's good.

 

828

00:34:03,107 --> 00:34:06,110

That's a good thing for everybody.

 

829

00:34:06,477 --> 00:34:07,412

All right.

 

830

00:34:07,412 --> 00:34:09,047

Another thing here.

 

831

00:34:09,047 --> 00:34:10,882

So we're coming to the end here.

 

832

00:34:10,882 --> 00:34:12,950

So if your goal, let's say

 

833

00:34:12,950 --> 00:34:14,018

your goal is a top line

 

834

00:34:14,018 --> 00:34:17,121

revenue of $1 million, how much time

 

835

00:34:17,121 --> 00:34:17,655

do you really want to

 

836

00:34:17,655 --> 00:34:20,358

look at jobs or, like, $800?

 

837

00:34:20,358 --> 00:34:20,892

You know,

 

838

00:34:20,892 --> 00:34:22,193

how many

 

839

00:34:22,193 --> 00:34:23,127

how many of these jobs would

 

840

00:34:23,127 --> 00:34:24,996

you need to hit your goal?

 

841

00:34:24,996 --> 00:34:27,532

So you you know, I always look at,

 

842

00:34:27,532 --> 00:34:27,732

you know,

 

843

00:34:27,732 --> 00:34:28,733

how do you eat an elephant

 

844

00:34:28,733 --> 00:34:30,034

one day at a time if you really

 

845

00:34:30,034 --> 00:34:30,802

if you think, okay,

 

846

00:34:30,802 --> 00:34:33,204

my top line, I want to do $1 million.

 

847

00:34:33,204 --> 00:34:35,239

All right, well, then break that down

 

848

00:34:35,239 --> 00:34:37,008

divided by 12 months

 

849

00:34:37,008 --> 00:34:40,478

and that by, by, you know, 50 weeks.

 

850

00:34:40,778 --> 00:34:41,612

I mean, how much do

 

851

00:34:41,612 --> 00:34:42,814

I need to produce every week?

 

852

00:34:42,814 --> 00:34:44,515

And that kind of makes you look at.

 

853

00:34:44,515 --> 00:34:44,749

All right,

 

854

00:34:44,749 --> 00:34:45,716

what do I really want

 

855

00:34:45,716 --> 00:34:46,551

to look at these jobs.

 

856

00:34:46,551 --> 00:34:47,518

Does that make sense to me

 

857

00:34:47,518 --> 00:34:48,786

and my use of my time?

 

858

00:34:48,786 --> 00:34:51,189

We have crisp early on here to that.

 

859

00:34:51,189 --> 00:34:53,858

I talked about charging for estimates

 

860

00:34:53,858 --> 00:34:56,127

and that was a really good

 

861

00:34:56,127 --> 00:34:57,895

I really good episode with him

 

862

00:34:57,895 --> 00:35:00,531

talking about how much time he got back

 

863

00:35:00,531 --> 00:35:02,700

by charging for estimates.

 

864

00:35:02,700 --> 00:35:03,401

And,

 

865

00:35:03,401 --> 00:35:03,935

so again,

 

866

00:35:03,935 --> 00:35:06,037

we look at the amount of time you have.

 

867

00:35:06,037 --> 00:35:07,238

That's the only thing we have

 

868

00:35:07,238 --> 00:35:09,740

as contractors is our time,

 

869

00:35:09,740 --> 00:35:09,941

you know,

 

870

00:35:09,941 --> 00:35:11,042

and how we spend that time

 

871

00:35:11,042 --> 00:35:13,077

in which we charge for it in years,

 

872

00:35:13,077 --> 00:35:15,379

how successful we're going to be. Right?

 

873

00:35:15,379 --> 00:35:17,815

So common mistakes that contractors

 

874

00:35:17,815 --> 00:35:19,250

do again.

 

875

00:35:19,250 --> 00:35:21,819

Oftentimes contractors do it backwards

 

876

00:35:21,819 --> 00:35:23,554

for the growth for growth sake.

 

877

00:35:23,554 --> 00:35:24,822

They focus on more jobs,

 

878

00:35:24,822 --> 00:35:26,491

more crews, more revenue,

 

879

00:35:26,491 --> 00:35:28,493

and they figure out later

 

880

00:35:28,493 --> 00:35:29,694

if they're doing what they're doing

 

881

00:35:29,694 --> 00:35:30,761

is profitable, profitable.

 

882

00:35:30,761 --> 00:35:31,863

So it's out of sequence.

 

883

00:35:31,863 --> 00:35:34,298

So if you get your system first,

 

884

00:35:34,298 --> 00:35:34,899

like, all right,

 

885

00:35:34,899 --> 00:35:36,567

my cost of goods are this,

 

886

00:35:36,567 --> 00:35:38,436

you know, my expenses are this.

 

887

00:35:38,436 --> 00:35:41,005

And and what might you do with my markup?

 

888

00:35:41,005 --> 00:35:42,306

Then I start bidding my jobs

 

889

00:35:42,306 --> 00:35:44,108

with that markup in mind.

 

890

00:35:44,108 --> 00:35:46,677

And, and you then you're.

 

891

00:35:46,677 --> 00:35:47,845

And then you got a good system.

 

892

00:35:47,845 --> 00:35:49,647

You're off to the races.

 

893

00:35:49,647 --> 00:35:51,582

Another mistake is not reviewing

 

894

00:35:51,582 --> 00:35:52,316

your expenses, right?

 

895

00:35:52,316 --> 00:35:53,651

When I talked about that,

 

896

00:35:53,651 --> 00:35:54,218

you need to look where

 

897

00:35:54,218 --> 00:35:56,354

every painting is going out the door

 

898

00:35:56,354 --> 00:35:57,488

and then ask yourself,

 

899

00:35:57,488 --> 00:35:58,723

do I really need this?

 

900

00:35:58,723 --> 00:36:00,458

So when you do that formula, visit

 

901

00:36:00,458 --> 00:36:02,560

paying yourself first in profit.

 

902

00:36:02,560 --> 00:36:04,529

And then the business has to run on on

 

903

00:36:04,529 --> 00:36:06,964

what's left. That'll tell you

 

904

00:36:07,999 --> 00:36:08,866

real quick.

 

905

00:36:08,866 --> 00:36:10,101

Do I need to charge more

 

906

00:36:10,101 --> 00:36:11,202

or do I need to cut things out?

 

907

00:36:11,202 --> 00:36:12,670

Do I really need these things?

 

908

00:36:12,670 --> 00:36:13,838

Is this really critical

 

909

00:36:13,838 --> 00:36:16,841

or do I cut this expense out?

 

910

00:36:17,875 --> 00:36:20,878

And number three,

 

911

00:36:22,013 --> 00:36:22,346

believe it

 

912

00:36:22,346 --> 00:36:25,316

or not, stop investing in your company.

 

913

00:36:25,550 --> 00:36:26,918

So this may sound shocking,

 

914

00:36:26,918 --> 00:36:27,985

but what many construction

 

915

00:36:27,985 --> 00:36:29,487

business owners consider

 

916

00:36:29,487 --> 00:36:31,522

investing is really stealing.

 

917

00:36:31,522 --> 00:36:32,456

Don't kid yourself.

 

918

00:36:32,456 --> 00:36:33,958

The reason you invest is money,

 

919

00:36:33,958 --> 00:36:36,961

because the actual cash doesn't exist.

 

920

00:36:37,228 --> 00:36:39,363

Truly, investing in your company means

 

921

00:36:39,363 --> 00:36:40,097

that you allocate

 

922

00:36:40,097 --> 00:36:41,199

a certain amount of capital

 

923

00:36:41,199 --> 00:36:44,202

in the company, calculate your ROI,

 

924

00:36:44,402 --> 00:36:45,369

and work a plan

 

925

00:36:45,369 --> 00:36:47,405

to realize that rate of return.

 

926

00:36:47,405 --> 00:36:49,140

Simply taking your compensation

 

927

00:36:49,140 --> 00:36:51,709

through owners distributions is not.

 

928

00:36:51,709 --> 00:36:52,944

Investing is stealing.

 

929

00:36:52,944 --> 00:36:55,713

And I'll give you an example of that.

 

930

00:36:56,714 --> 00:36:58,816

Like I I'm guilty of that.

 

931

00:36:58,816 --> 00:37:00,051

Like I would say to myself,

 

932

00:37:00,051 --> 00:37:02,286

okay, let's just for example,

 

933

00:37:02,286 --> 00:37:04,555

just does it just it came top of mind.

 

934

00:37:04,555 --> 00:37:05,957

I don't want to get the new Festool

 

935

00:37:05,957 --> 00:37:08,426

saw on the tracks and everything,

 

936

00:37:08,426 --> 00:37:08,960

all the fast,

 

937

00:37:08,960 --> 00:37:09,460

all the router

 

938

00:37:09,460 --> 00:37:10,661

and whole sap and everything,

 

939

00:37:10,661 --> 00:37:12,697

and I'll go down there and pay for it.

 

940

00:37:12,697 --> 00:37:13,297

Well, really,

 

941

00:37:13,297 --> 00:37:15,132

that's coming out of my compensation,

 

942

00:37:15,132 --> 00:37:16,767

right? I'm not.

 

943

00:37:16,767 --> 00:37:18,669

I didn't set money aside for that.

 

944

00:37:18,669 --> 00:37:19,103

Whatever.

 

945

00:37:19,103 --> 00:37:19,804

That's really it's

 

946

00:37:19,804 --> 00:37:20,638

coming out of my money.

 

947

00:37:20,638 --> 00:37:21,939

I can say that

 

948

00:37:21,939 --> 00:37:23,274

it's for the business or whatever.

 

949

00:37:23,274 --> 00:37:24,842

But his way of looking at

 

950

00:37:24,842 --> 00:37:26,611

it is stealing from the business,

 

951

00:37:26,611 --> 00:37:27,912

you know what I mean?

 

952

00:37:27,912 --> 00:37:30,181

And that that's pretty sharp.

 

953

00:37:30,181 --> 00:37:33,184

So anyhow, we are not preaching.

 

954

00:37:33,784 --> 00:37:35,953

We made every mistake in the book.

 

955

00:37:35,953 --> 00:37:37,355

Rob and I both.

 

956

00:37:37,355 --> 00:37:40,758

We, this took years and years

 

957

00:37:40,758 --> 00:37:41,626

to finally,

 

958

00:37:41,626 --> 00:37:44,862

you know, through CPAs and other CPAs

 

959

00:37:44,862 --> 00:37:46,497

and, and and, you know,

 

960

00:37:47,632 --> 00:37:49,066

trial and effort and

 

961

00:37:49,066 --> 00:37:52,203

blood, sweat and tears, that hopefully.

 

962

00:38:05,483 --> 00:38:06,550

Yeah.

 

963

00:38:06,550 --> 00:38:09,553

So it.

 

964

00:38:17,128 --> 00:38:18,462

And, you know, some

 

965

00:38:18,462 --> 00:38:19,497

some some guys

 

966

00:38:19,497 --> 00:38:21,032

rip the Band-Aid off real quick

 

967

00:38:21,032 --> 00:38:22,133

and do it right now.

 

968

00:38:22,133 --> 00:38:23,501

Some guys are, like, slowly

 

969

00:38:23,501 --> 00:38:25,169

take peel the Band-Aid off

 

970

00:38:25,169 --> 00:38:25,803

how you want to,

 

971

00:38:25,803 --> 00:38:28,606

how you want to, approach change.

 

972

00:38:28,606 --> 00:38:31,609

But, and then hold the book up again.

 

973

00:38:31,842 --> 00:38:34,845

Profit first for contractors.

 

974

00:38:35,813 --> 00:38:38,115

That's the guy right there.

 

975

00:38:38,115 --> 00:38:40,284

And, that was a really good read.

 

976

00:38:40,284 --> 00:38:42,420

Like I said, I read the day

 

977

00:38:42,420 --> 00:38:43,254

and but

 

978

00:38:43,254 --> 00:38:45,456

I didn't go through all the stuff.

 

979

00:38:45,456 --> 00:38:46,757

I didn't go through all the stuff

 

980

00:38:46,757 --> 00:38:48,259

that he teaches and stuff.

 

981

00:38:48,259 --> 00:38:49,760

So that's why I think it's it's worth

 

982

00:38:49,760 --> 00:38:50,328

getting the book

 

983

00:38:50,328 --> 00:38:51,228

if you're interested in it,

 

984

00:38:51,228 --> 00:38:54,231

because he goes into,

 

985

00:38:54,498 --> 00:38:55,900

you know, some Excel spreadsheets

 

986

00:38:55,900 --> 00:38:56,901

and stuff like that, that,

 

987

00:38:56,901 --> 00:38:58,202

that, you know, he does things.

 

988

00:38:58,202 --> 00:38:59,036

And so anyhow,

 

989

00:38:59,036 --> 00:39:00,938

that was really, really good.

 

990

00:39:00,938 --> 00:39:01,872

And there you go.

 

991

00:39:03,374 --> 00:39:05,276

That was a long show for us.

 

992

00:39:05,276 --> 00:39:06,210

But I hope

 

993

00:39:06,210 --> 00:39:09,213

people found it was, worthwhile.

 

994

00:39:09,747 --> 00:39:12,316

Okay, so. So, Rob,

 

995

00:39:12,316 --> 00:39:15,186

you know, just in case you

 

996

00:39:15,186 --> 00:39:15,586

you don't

 

997

00:39:15,586 --> 00:39:18,589

you decided not to do all these things,

 

998

00:39:18,756 --> 00:39:20,257

the markup versus margin

 

999

00:39:20,257 --> 00:39:22,159

and what have you, and, you know,

 

1000

00:39:22,159 --> 00:39:22,893

those type of things

 

1001

00:39:22,893 --> 00:39:24,395

to look into business, all these things

 

1002

00:39:24,395 --> 00:39:25,396

that we're talking about here.

 

1003

00:39:25,396 --> 00:39:28,399

I do have an alternative retirement plan,

 

1004

00:39:29,100 --> 00:39:31,936

which I call my my slip

 

1005

00:39:31,936 --> 00:39:34,939

and fall retirement plan.

 

1006

00:39:38,409 --> 00:39:40,311

The,

 

1007

00:39:40,311 --> 00:39:42,646

you know, you could go into restaurants

 

1008

00:39:42,646 --> 00:39:43,981

or commercial buildings

 

1009

00:39:43,981 --> 00:39:46,984

and accidentally slip and fall

 

1010

00:39:47,885 --> 00:39:49,987

and, that that might be a good plan.

 

1011

00:39:49,987 --> 00:39:52,990

And I was thinking what I could do.

 

1012

00:39:53,758 --> 00:39:56,660

I can offer a course and slip and falls.

 

1013

00:39:56,660 --> 00:39:57,928

Right.

 

1014

00:39:57,928 --> 00:39:59,964

And then,

 

1015

00:39:59,964 --> 00:40:01,232

you know, charge for the course

 

1016

00:40:02,433 --> 00:40:04,168

and then, you know, sign

 

1017

00:40:04,168 --> 00:40:06,270

them up and take like, a 20%

 

1018

00:40:06,270 --> 00:40:07,471

because you could tell them, like,

 

1019

00:40:07,471 --> 00:40:07,872

all right,

 

1020

00:40:07,872 --> 00:40:09,940

the best restaurants to slip and fall in.

 

1021

00:40:09,940 --> 00:40:11,308

The most profitable one is one

 

1022

00:40:11,308 --> 00:40:14,278

stay away from,

 

1023

00:40:15,346 --> 00:40:15,946

you know,

 

1024

00:40:15,946 --> 00:40:16,614

what questions

 

1025

00:40:16,614 --> 00:40:17,515

the attorneys might ask

 

1026

00:40:17,515 --> 00:40:18,883

those type of things.

 

1027

00:40:18,883 --> 00:40:21,419

And then I could give you,

 

1028

00:40:21,419 --> 00:40:22,720

what do you call it?

 

1029

00:40:22,720 --> 00:40:25,723

Protected territories.

 

1030

00:40:26,223 --> 00:40:26,424

Where?

 

1031

00:40:26,424 --> 00:40:27,691

No, there's slip and fall, guys,

 

1032

00:40:27,691 --> 00:40:29,326

you get exclusive territories. We.

 

1033

00:40:29,326 --> 00:40:30,327

No, this slip and fall guys

 

1034

00:40:30,327 --> 00:40:32,096

could come into that area.

 

1035

00:40:32,096 --> 00:40:33,464

You could be the slip and fall guy

 

1036

00:40:33,464 --> 00:40:36,467

for that. That region.

 

1037

00:40:36,867 --> 00:40:39,904

I think if you slip and fell four times

 

1038

00:40:39,904 --> 00:40:42,907

a month.

 

1039

00:40:47,645 --> 00:40:50,648

Rear enders.

 

1040

00:41:01,959 --> 00:41:02,560

That's what I said.

 

1041

00:41:02,560 --> 00:41:04,929

Renders.

 

1042

00:41:04,929 --> 00:41:05,329

Yeah.

 

1043

00:41:05,329 --> 00:41:07,198

Yeah. Yes.

 

1044

00:41:07,198 --> 00:41:09,266

So you could do

 

1045

00:41:09,266 --> 00:41:10,134

if you figured

 

1046

00:41:10,134 --> 00:41:11,669

I don't know what the payout is on

 

1047

00:41:11,669 --> 00:41:13,537

slip and fall just for you to go away.

 

1048

00:41:13,537 --> 00:41:14,438

Let's say you slip and

 

1049

00:41:14,438 --> 00:41:15,539

fail four times a month

 

1050

00:41:16,974 --> 00:41:18,642

right.

 

1051

00:41:18,642 --> 00:41:20,344

And you increase that maybe by

 

1052

00:41:20,344 --> 00:41:21,779

if you go up to 6 or 7 times

 

1053

00:41:21,779 --> 00:41:24,548

a month, slip and fall activities,

 

1054

00:41:24,548 --> 00:41:27,551

throw in a rerender here and there.

 

1055

00:41:27,985 --> 00:41:28,819

I bet you can make

 

1056

00:41:28,819 --> 00:41:30,421

a pretty damn good living.

 

1057

00:41:30,421 --> 00:41:32,456

There's always hope.

 

1058

00:41:32,456 --> 00:41:33,757

And right there is.

 

1059

00:41:33,757 --> 00:41:36,760

Yeah.

 

1060

00:41:37,094 --> 00:41:38,629

Simplifying might be.

 

1061

00:41:38,629 --> 00:41:41,365

Yeah, yeah.

 

1062

00:41:41,365 --> 00:41:44,368

You're taking a big risk at our age.

 

1063

00:41:44,368 --> 00:41:47,338

That might really be the end.

 

1064

00:41:49,440 --> 00:41:51,342

Yeah.

 

1065

00:41:51,342 --> 00:41:54,044

Well.

 

1066

00:41:54,044 --> 00:41:54,545

The thing is,

 

1067

00:41:54,545 --> 00:41:56,580

when you get a guy in his 60s

 

1068

00:41:56,580 --> 00:41:58,282

and 70s, as have been falls, you have to.

 

1069

00:41:58,282 --> 00:41:58,616

You don't

 

1070

00:41:58,616 --> 00:41:59,550

want to watch it on camera

 

1071

00:41:59,550 --> 00:42:01,085

because it's going to be so slow

 

1072

00:42:01,085 --> 00:42:02,486

and awkward.

 

1073

00:42:02,486 --> 00:42:03,187

You got to realize

 

1074

00:42:03,187 --> 00:42:06,190

it's really a slip and fall character

 

1075

00:42:07,525 --> 00:42:10,528

and a gently land.

 

1076

00:42:19,904 --> 00:42:22,573

Yeah.

 

1077

00:42:22,573 --> 00:42:23,007

No.

 

1078

00:42:23,007 --> 00:42:27,211

Well yeah I think the percentage of slip

 

1079

00:42:27,244 --> 00:42:27,711

and falls,

 

1080

00:42:27,711 --> 00:42:28,279

you're better off

 

1081

00:42:28,279 --> 00:42:30,447

slipping forward and backwards.

 

1082

00:42:30,447 --> 00:42:32,683

I think he would do less damage. Right.

 

1083

00:42:32,683 --> 00:42:33,484

It's all in my book.

 

1084

00:42:37,421 --> 00:42:38,956

Oh yeah.

 

1085

00:42:38,956 --> 00:42:41,959

That's.

 

1086

00:42:46,063 --> 00:42:46,497

We started

 

1087

00:42:46,497 --> 00:42:47,631

on one side of the room and,

 

1088

00:42:47,631 --> 00:42:50,634

and ended up falling on the other.

 

1089

00:42:50,668 --> 00:42:52,469

Oh I get,

 

1090

00:42:52,469 --> 00:42:54,638

man.

 

1091

00:42:54,638 --> 00:42:57,641

 

 

1092

00:42:57,908 --> 00:42:58,776

Wow.

 

1093

00:42:58,776 --> 00:43:01,345

Well, it's not like when you're younger

 

1094

00:43:01,345 --> 00:43:02,479

and you're just walking.

 

1095

00:43:02,479 --> 00:43:03,080

You start to trip

 

1096

00:43:03,080 --> 00:43:04,982

and then just, like, break into a trap,

 

1097

00:43:04,982 --> 00:43:07,985

like you didn't.

 

1098

00:43:20,731 --> 00:43:21,165

You take.

 

1099

00:43:21,165 --> 00:43:22,333

Yeah.

 

1100

00:43:22,333 --> 00:43:25,336

Yeah, yeah.

 

1101

00:43:38,916 --> 00:43:40,384

You know I watch this kid

 

1102

00:43:40,384 --> 00:43:41,418

one time on

 

1103

00:43:41,418 --> 00:43:42,920

I'm on the social media accounts

 

1104

00:43:42,920 --> 00:43:45,923

say that

 

1105

00:43:46,857 --> 00:43:47,658

She jumps up

 

1106

00:43:47,658 --> 00:43:49,760

like you're going to attack the cord.

 

1107

00:43:49,760 --> 00:43:51,261

But

 

1108

00:43:51,261 --> 00:43:53,397

I seen a kid on, one of these,

 

1109

00:43:53,397 --> 00:43:54,031

social media

 

1110

00:43:54,031 --> 00:43:55,199

things say that he's

 

1111

00:43:55,199 --> 00:43:56,367

never so depressed his life.

 

1112

00:43:56,367 --> 00:43:58,769

And you could tell he'd been beat up.

 

1113

00:43:58,769 --> 00:44:01,305

And he goes, I just disgusted,

 

1114

00:44:01,305 --> 00:44:02,773

I mean, absolutely disgusted, man.

 

1115

00:44:02,773 --> 00:44:03,040

He goes,

 

1116

00:44:03,040 --> 00:44:05,943

I just totally had my ass kicked.

 

1117

00:44:05,943 --> 00:44:07,745

I've been taking karate for ten years.

 

1118

00:44:08,746 --> 00:44:09,546

And this

 

1119

00:44:09,546 --> 00:44:10,581

the first time I was ever,

 

1120

00:44:10,581 --> 00:44:12,716

like, in a in a fight,

 

1121

00:44:12,716 --> 00:44:13,851

and this kid

 

1122

00:44:13,851 --> 00:44:15,819

just beat the hell out of me.

 

1123

00:44:15,819 --> 00:44:16,754

And this kid,

 

1124

00:44:16,754 --> 00:44:18,956

you know, didn't have any kind of

 

1125

00:44:18,956 --> 00:44:20,858

skills, you know what I mean?

 

1126

00:44:20,858 --> 00:44:23,827

It was an an unskilled fighter

 

1127

00:44:24,094 --> 00:44:25,195

and beat the hell out of this guy.

 

1128

00:44:25,195 --> 00:44:25,796

He's been doing

 

1129

00:44:25,796 --> 00:44:28,799

credit for ten years of his life,

 

1130

00:44:29,500 --> 00:44:29,867

and I.

 

1131

00:44:29,867 --> 00:44:32,870

I feel bad for the guy to.

 

1132

00:44:33,704 --> 00:44:35,773

Yeah.

 

1133

00:44:35,773 --> 00:44:37,174

Although I know karate is not just a

 

1134

00:44:37,174 --> 00:44:39,243

b a b people up.

 

1135

00:44:39,243 --> 00:44:41,612

 

 

1136

00:44:41,612 --> 00:44:42,446

So there you go.

 

1137

00:44:42,446 --> 00:44:42,913

All right.

 

1138

00:44:42,913 --> 00:44:45,616

Anyhow, that's it. So.

 

1139

00:44:45,616 --> 00:44:47,117

So if it doesn't work.

 

1140

00:44:47,117 --> 00:44:48,352

So if the other thing doesn't work,

 

1141

00:44:48,352 --> 00:44:50,254

there's always hope.

 

1142

00:44:50,254 --> 00:44:51,889

All right.

 

1143

00:44:51,889 --> 00:44:53,157

This has been another episode

 

1144

00:44:53,157 --> 00:44:54,591

of On the Floor with Wayne and Rob.

 

1145

00:44:54,591 --> 00:44:56,193

Please stay tuned for another episode.